Stripe is the merchant-on-record for read.markets after Polar/Paddle
both declined the financial-media category. This commit lands the
full subscription flow: an "Upgrade" button on /pricing now opens a
real Stripe-hosted Checkout, completes the subscription, and the
webhook flips user.tier to "paid" idempotently.
Endpoints
- POST /api/stripe/checkout (require_auth) — creates a hosted
Checkout Session in subscription mode, passes user.id as
client_reference_id + email as customer_email, returns the URL
for the page-side JS to redirect to. Reuses an existing
stripe_customer_id to avoid duplicate Stripe customers on repeat
checkouts. allow_promotion_codes=True so the referral-credit
redemption can attach a coupon at checkout once that flow ships.
- POST /api/stripe/portal (require_auth) — mints a Stripe Customer
Portal session. Used by /settings; returns 404 until the user has
a stripe_customer_id (i.e. completed at least one checkout).
- POST /api/stripe/webhook — signature-verified via
stripe.Webhook.construct_event. Idempotent via UNIQUE on
stripe_events.event_id. Event dispatch:
checkout.session.completed → grant paid, store IDs
customer.subscription.created → grant paid (active/trialing)
customer.subscription.updated → grant paid (active/trialing)
customer.subscription.deleted → drop to free, clear sub id
invoice.paid / failed → audit only
charge.refunded → audit only
Stripe-SDK objects don't expose dict.get(); we use the SDK for
signature verification then re-parse the JSON body for handler
dispatch — cleaner than reaching into StripeObject internals.
Schema (migration 0019)
- users.stripe_customer_id, users.stripe_subscription_id (nullable
String(64), UNIQUE on customer_id).
- stripe_events table mirroring polar_events: event_id (unique),
event_type, received_at, processed_at, error, raw payload
(truncated to 16 KiB).
Settings (.env)
- STRIPE_API_KEY (rk_test_… for dev, rk_live_… for GA)
- STRIPE_WEBHOOK_SECRET (whsec_… from the dashboard endpoint)
- STRIPE_PRICE_MONTHLY (price_xxx for £7/month)
- STRIPE_PRICE_ANNUAL (price_xxx for £70/year)
Pricing page
- Free tier CTA unchanged.
- Paid CTA branches three ways: paid → "Manage subscription" to
/settings; logged-in free → two buttons (£7/mo, £70/yr) that POST
to /api/stripe/checkout and redirect; anonymous → /login?next=/pricing.
- Inline JS intercepts the button click, calls the checkout
endpoint, redirects on success, surfaces errors via alert(). No
Stripe.js dep — we use the hosted-checkout URL directly.
Polar handler stays in place for berengar.io / flyroom.net which
still ship through Polar. polar_* and stripe_* columns coexist
independently on the User row.
Tests
- 9 in tests/test_stripe_billing.py covering: bad signature → 401,
missing signature → 400, checkout.session.completed flips tier +
stores IDs, subscription.updated active grants paid,
subscription.deleted drops to free with customer id preserved,
replayed event id is no-op (one row in stripe_events),
unknown event acked 200, checkout endpoint mocks the SDK and
returns the hosted URL, checkout requires login.
- Full suite: 221 passed, 5 skipped.
Co-Authored-By: Claude Opus 4.7 <noreply@anthropic.com>
Adds the unauthenticated surface that's needed to invite outsiders:
- Landing (/) — dual-purpose root: dashboard for logged-in users,
landing for everyone else. New maybe_current_user soft-auth helper
in app/auth.py supports it without disturbing the per-route
require_token deps on /news, /log, /upload, /settings.
- About, Pricing, Disclaimer, Terms, Privacy — own router
(app/routers/public.py), no auth dep, shared public_base layout
(brand link, thin nav, footer with legal links + ICO ref + date).
- Editorial positioning: news aggregator with a macro brain; tagline
"Understand markets. Don't gamble on them."; anti-trading-as-gambling
stance carried through About and Landing.
Legal pass following an independent lawyer-style review:
- Privacy: explicit UK-GDPR Art. 6 lawful-basis section; Art. 22
automated-decision line; explicit consent for sessionStorage sync
key (PECR); 30-day IP-log retention; Art. 21 objection right;
Children clause; Art. 33/34 breach-notification clause;
international-transfer mechanism (IDTA + UK Addendum). ICO
registration ZC098928 surfaced at the top.
- Pricing: paid-card AI-portfolio-analysis bullet rewritten to remove
advice-shaped wording ("what would invalidate the posture" gone);
added italic carve-out citing FSMA / FCA COBS.
- Disclaimer: separate EU/EEA carve-out + MAR 596/2014 Art. 3(1)(34)
commentator safe-harbour; "qualifies the Terms" line; hallucination
wording fixed.
- Terms: cl.4 explicit AI-training prohibition + harassment line;
cl.5 CCR 2013 14-day cancellation; cl.7 softened AI copyright
claim under CDPA s.9(3) ambiguity; cl.8 proportionate suspension +
pro-rata refund for paid users; cl.10 CRA 2015 Pt 1 statutory-rights
carve-out from the liability cap; cl.11 right to close account on
material change; cl.12 non-exclusive jurisdiction + UK consumer
local courts.
Code-side enforcement of the Privacy claim:
- openrouter.py: outbound OpenRouter calls now carry
X-OR-Allow-Training: false. DeepSeek doesn't expose a per-request
flag; the Privacy page discloses this caveat verbatim.
Apex domain prep:
- branding.APP_URL flipped to https://read.markets (was app.). DNS for
the apex already resolves; pending operator NPM step is a cert that
covers the bare apex + a 301 from app.read.markets. No hard-coded
subdomain references remain in code (verified with grep).
Nav + chrome:
- app dropdown gains Pricing / Terms / Privacy / Disclaimer links.
- login.html gains a small legal-links footer for the
highest-leverage moment to surface them.
Co-Authored-By: Claude Opus 4.7 <noreply@anthropic.com>
