Implements docs/read-markets-compliance-changes.md as flag-gated changes
(no deletions) so paused features stay in the tree for future re-enable.
All four flags default False so a fresh deploy is compliance-safe.
- New env flags: PORTFOLIO_AI_ENABLED, PORTFOLIO_SYNC_ENABLED,
TICKER_UNIVERSE_AGGREGATE_ENABLED, SUBSCRIPTIONS_ENABLED.
- Gates: /api/analyze, /api/portfolio/sync*, /api/stripe/*, /pricing,
ticker_universe writes, portfolio_analysis.analyse(). is_paid_active()
returns True for any auth'd user when subscriptions are paused.
- Prompts (PROMPT_VERSION 10): universal _COMPLIANCE_RIDER prepended to
every system prompt; watch list removed; price-target / close-above-below
/ trigger / forward-state-as-description rules added; SPECULATIVE
pivoted to regime-only scenarios; daily + weekly digests tightened.
- Reviewer: deterministic regex/lexicon pre-check fail-closed under the
Haiku call; portfolio rider gated by PORTFOLIO_AI_ENABLED; base prompt
sharpened for forward-state and MAR forward-opinion patterns;
ReviewerVerdict audit table; generate_with_review retry helper.
- Migration 0026: purge portfolio_sync + ticker_universe; create
reviewer_verdicts.
- Copy: MAR cite fixed to Art 3(1)(35) + Art 20 + Del Reg 2016/958;
portfolio reframed as browser-only viewer in disclaimer / privacy /
terms / about / pricing / landing (en + it). TODO(legal) marker for
lawyer sign-off on disclaimer.
- Tests: 13 lexicon + 6 reviewer compliance regressions; conftest enables
all flags so existing 402 tests still cover their code paths.
Co-Authored-By: Claude Opus 4.7 <noreply@anthropic.com>
Adds the unauthenticated surface that's needed to invite outsiders:
- Landing (/) — dual-purpose root: dashboard for logged-in users,
landing for everyone else. New maybe_current_user soft-auth helper
in app/auth.py supports it without disturbing the per-route
require_token deps on /news, /log, /upload, /settings.
- About, Pricing, Disclaimer, Terms, Privacy — own router
(app/routers/public.py), no auth dep, shared public_base layout
(brand link, thin nav, footer with legal links + ICO ref + date).
- Editorial positioning: news aggregator with a macro brain; tagline
"Understand markets. Don't gamble on them."; anti-trading-as-gambling
stance carried through About and Landing.
Legal pass following an independent lawyer-style review:
- Privacy: explicit UK-GDPR Art. 6 lawful-basis section; Art. 22
automated-decision line; explicit consent for sessionStorage sync
key (PECR); 30-day IP-log retention; Art. 21 objection right;
Children clause; Art. 33/34 breach-notification clause;
international-transfer mechanism (IDTA + UK Addendum). ICO
registration ZC098928 surfaced at the top.
- Pricing: paid-card AI-portfolio-analysis bullet rewritten to remove
advice-shaped wording ("what would invalidate the posture" gone);
added italic carve-out citing FSMA / FCA COBS.
- Disclaimer: separate EU/EEA carve-out + MAR 596/2014 Art. 3(1)(34)
commentator safe-harbour; "qualifies the Terms" line; hallucination
wording fixed.
- Terms: cl.4 explicit AI-training prohibition + harassment line;
cl.5 CCR 2013 14-day cancellation; cl.7 softened AI copyright
claim under CDPA s.9(3) ambiguity; cl.8 proportionate suspension +
pro-rata refund for paid users; cl.10 CRA 2015 Pt 1 statutory-rights
carve-out from the liability cap; cl.11 right to close account on
material change; cl.12 non-exclusive jurisdiction + UK consumer
local courts.
Code-side enforcement of the Privacy claim:
- openrouter.py: outbound OpenRouter calls now carry
X-OR-Allow-Training: false. DeepSeek doesn't expose a per-request
flag; the Privacy page discloses this caveat verbatim.
Apex domain prep:
- branding.APP_URL flipped to https://read.markets (was app.). DNS for
the apex already resolves; pending operator NPM step is a cert that
covers the bare apex + a 301 from app.read.markets. No hard-coded
subdomain references remain in code (verified with grep).
Nav + chrome:
- app dropdown gains Pricing / Terms / Privacy / Disclaimer links.
- login.html gains a small legal-links footer for the
highest-leverage moment to surface them.
Co-Authored-By: Claude Opus 4.7 <noreply@anthropic.com>
