read.markets/app/services
Giorgio Gilestro ce36ce36fd referrals: close D.3 — both parties get 45 days credit on conversion
The referral feature was half-built: codes captured, banner shown,
counts displayed — but no money flowed when a referred user paid.
The Settings page hard-coded "— (D.3)" for Active credits and the
marketing copy promised "50% off for 3 months" with nothing behind it.

Closing the loop:

- New `convert_referral(session, user)` in referral_service.py looks
  up the user's Referral row, stamps `converted_at` + `credited_at`,
  and extends `credit_until` by 45 days on BOTH the buyer and the
  referrer. Idempotent — replayed webhooks and renewals are no-ops.
  Stacks correctly when the user already has a credit window running
  (anchors at max(now, current_credit_until) like cli.grant_credit).

- Stripe webhook wires this into `_grant_paid`. A captured
  `first_paid_transition = user.tier != "paid"` gate avoids the DB
  lookup on every renewal event; convert_referral's own idempotency
  is the second line of defence.

- `_grant_paid` now takes `session` as its first positional arg so
  the conversion runs inside the same transaction as the tier flip
  and audit-row write. A mid-flight failure rolls everything back
  together — no partial state.

- Settings page replaces the "— (D.3)" placeholder with the live
  count of conversions still inside their 45-day credit window, plus
  a "+N days on your account" hint when the user has any credit of
  their own (referrer bonus, admin grant, or future refund-as-credit).

- Marketing copy on pricing.html + settings.html switches from "50%
  off for 3 months" to "45 days of paid access" — same economic value,
  honest about the actual mechanism (full free access rather than
  discounted billing).

Credit-amount rationale: 50% × 3 months ≈ 1.5 months of free
service ≈ 45 days. Pure-credit delivery is processor-agnostic, needs
no Stripe coupon plumbing, and stacks cleanly across referrals.

7 new tests in test_referral_conversion.py cover the happy path,
idempotency, no-referral no-op, credit stacking, deleted-referrer
survival, end-to-end webhook → credit landing, and the renewal-event
no-double-credit guarantee.

Also bundled: the Restore-button class fix from earlier
(portfolio.js — the cloud-restore "Restore" submit was unstyled and
picked up browser defaults; now uses .settings-btn like the rest of
the action-button family).

Co-Authored-By: Claude Opus 4.7 <noreply@anthropic.com>
2026-05-26 23:05:29 +02:00
..
__init__.py initial commit — cassandra v0.1 2026-05-15 21:56:10 +01:00
access.py pricing: land £7/£70 paid tier and make behaviour match 2026-05-26 11:34:37 +02:00
auth_service.py phase G: data minimisation + passwordless auth + DeepSeek-first LLM 2026-05-18 14:16:57 +01:00
cadence.py news: weekend ingestion cadence 6h → 2h 2026-05-23 21:06:17 +02:00
csv_import.py sync: encrypted cloud backup for portfolios + settings UX rework 2026-05-23 16:15:54 +02:00
email_service.py ui: collapsible settings sections + welcome-email + larger auth inputs 2026-05-26 22:32:59 +02:00
feeds_bootstrap.py initial commit — cassandra v0.1 2026-05-15 21:56:10 +01:00
fx.py phase G: data minimisation + passwordless auth + DeepSeek-first LLM 2026-05-18 14:16:57 +01:00
glossary.py phase G: data minimisation + passwordless auth + DeepSeek-first LLM 2026-05-18 14:16:57 +01:00
instrument_map.py phase B (1/4): CSV parser + InstrumentMap (T212 shortcode → Yahoo ticker) 2026-05-16 10:53:08 +01:00
market.py add ECB Data Portal source; group-aware stale thresholds 2026-05-15 23:13:58 +01:00
markets.py add Eurostat + UK ONS sources; valuation/bubble/economy/bonds groups; aggregate read; market-open header 2026-05-15 23:07:42 +01:00
news.py initial commit — cassandra v0.1 2026-05-15 21:56:10 +01:00
news_tagging.py news: auto-tag headlines + market-aware cadence + filter UI 2026-05-21 23:25:03 +01:00
openrouter.py digest: factor tone clause; kw-only digest helper; empty-data test 2026-05-25 23:00:07 +02:00
otp_service.py phase G: data minimisation + passwordless auth + DeepSeek-first LLM 2026-05-18 14:16:57 +01:00
portfolio_analysis.py ui: aggregated read on top, hide stale rows, wire /log tone toggle; prompts v8 2026-05-23 19:36:04 +02:00
portfolio_sync.py sync: detect orphaned blobs (pepper rotation) + fix AESGCM arg order 2026-05-25 12:49:11 +02:00
referral_service.py referrals: close D.3 — both parties get 45 days credit on conversion 2026-05-26 23:05:29 +02:00
ticker_universe.py phase G: data minimisation + passwordless auth + DeepSeek-first LLM 2026-05-18 14:16:57 +01:00
trading212.py initial commit — cassandra v0.1 2026-05-15 21:56:10 +01:00