read.markets/app/services/access.py
Giorgio Gilestro 47dce1a1a4 compliance: flag-gate AI portfolio + cloud sync + Stripe; de-risk prompts; harden reviewer
Implements docs/read-markets-compliance-changes.md as flag-gated changes
(no deletions) so paused features stay in the tree for future re-enable.
All four flags default False so a fresh deploy is compliance-safe.

- New env flags: PORTFOLIO_AI_ENABLED, PORTFOLIO_SYNC_ENABLED,
  TICKER_UNIVERSE_AGGREGATE_ENABLED, SUBSCRIPTIONS_ENABLED.
- Gates: /api/analyze, /api/portfolio/sync*, /api/stripe/*, /pricing,
  ticker_universe writes, portfolio_analysis.analyse(). is_paid_active()
  returns True for any auth'd user when subscriptions are paused.
- Prompts (PROMPT_VERSION 10): universal _COMPLIANCE_RIDER prepended to
  every system prompt; watch list removed; price-target / close-above-below
  / trigger / forward-state-as-description rules added; SPECULATIVE
  pivoted to regime-only scenarios; daily + weekly digests tightened.
- Reviewer: deterministic regex/lexicon pre-check fail-closed under the
  Haiku call; portfolio rider gated by PORTFOLIO_AI_ENABLED; base prompt
  sharpened for forward-state and MAR forward-opinion patterns;
  ReviewerVerdict audit table; generate_with_review retry helper.
- Migration 0026: purge portfolio_sync + ticker_universe; create
  reviewer_verdicts.
- Copy: MAR cite fixed to Art 3(1)(35) + Art 20 + Del Reg 2016/958;
  portfolio reframed as browser-only viewer in disclaimer / privacy /
  terms / about / pricing / landing (en + it). TODO(legal) marker for
  lawyer sign-off on disclaimer.
- Tests: 13 lexicon + 6 reviewer compliance regressions; conftest enables
  all flags so existing 402 tests still cover their code paths.

Co-Authored-By: Claude Opus 4.7 <noreply@anthropic.com>
2026-05-29 19:57:12 +02:00

117 lines
4.3 KiB
Python

"""Paid-tier access checks.
Two sources can grant paid access:
1. ``user.tier in {"paid", "enterprise"}`` — set by the Stripe webhook
once a subscription is active.
2. ``user.credit_until > now()`` — non-subscription credit. Populated
by the admin CLI (``python -m app.cli grant-credit``) and by the
referral-conversion path (45 days per converted referral, both
parties).
Either is sufficient. We use a single ``paid_status`` function so the
Settings page can show *why* a user has paid access ("paid subscription"
vs "credit, 47 days left") without duplicating the rules.
"""
from __future__ import annotations
from dataclasses import dataclass
from datetime import datetime, timezone
from fastapi import Depends, HTTPException, status
from app.auth import CurrentUser, require_auth
from app.config import get_settings
from app.models import User
# How many hours of news the free tier sees. Paid sees whatever the
# endpoint's `since_hours` param requests (up to its own max).
FREE_NEWS_WINDOW_HOURS = 6.0
# The strategic-log job runs at :20 every hour (during trading windows).
# Free-tier users only see logs generated at these UTC hours — so the
# log refreshes for them roughly every 6 hours (00:20, 06:20, 12:20,
# 18:20). Paid users see the absolute latest log. Filtering happens
# read-side; we don't generate per-tier rows.
FREE_LOG_HOURS_UTC: tuple[int, ...] = (0, 6, 12, 18)
def _utcnow() -> datetime:
return datetime.now(timezone.utc)
@dataclass(frozen=True)
class PaidStatus:
"""Snapshot of paid-tier status for one user."""
active: bool
source: str | None # "tier" | "credit" | None
expires_at: datetime | None # only meaningful when source == "credit"
days_remaining: int | None # only meaningful when source == "credit"
def _aware(dt: datetime | None) -> datetime | None:
"""MariaDB round-trips DateTime(timezone=True) as a naive UTC value
via aiomysql. Normalise to tz-aware so comparisons against utcnow()
never raise."""
if dt is None:
return None
if dt.tzinfo is None:
return dt.replace(tzinfo=timezone.utc)
return dt
def paid_status(user: User | None) -> PaidStatus:
"""Compute paid-tier status for a User row. ``user=None`` (anonymous
or admin bearer-token) returns inactive — callers should special-case
admin separately via ``is_paid_active``."""
if user is None:
return PaidStatus(False, None, None, None)
if user.tier in ("paid", "enterprise"):
return PaidStatus(True, "tier", None, None)
cu = _aware(getattr(user, "credit_until", None))
if cu is not None and cu > _utcnow():
days = max(0, (cu - _utcnow()).days)
return PaidStatus(True, "credit", cu, days)
return PaidStatus(False, None, None, None)
def is_paid_active(principal: CurrentUser | User | None) -> bool:
"""True if the principal has paid-tier access right now. Admin
bearer-token (``CurrentUser.is_admin=True``) always passes.
When ``SUBSCRIPTIONS_ENABLED=False`` the subscription system is paused:
any authenticated principal is treated as paid (free-for-all). Anonymous
callers still return False so ``require_paid`` continues to enforce auth.
"""
if principal is None:
return False
if isinstance(principal, CurrentUser):
if principal.is_admin:
return True
if not get_settings().SUBSCRIPTIONS_ENABLED:
return principal.user is not None
return paid_status(principal.user).active
if not get_settings().SUBSCRIPTIONS_ENABLED:
return True
return paid_status(principal).active
async def require_paid(
principal: CurrentUser = Depends(require_auth),
) -> CurrentUser:
"""FastAPI dependency for paid-only endpoints. Returns the principal
on success; raises 402 Payment Required otherwise.
402 is the semantically-correct code for "auth succeeded but plan
insufficient" — distinct from 401 (not authenticated) and 403
(authenticated but forbidden by ACL). Frontends key off it to show
the upgrade prompt rather than redirecting to /login."""
if is_paid_active(principal):
return principal
raise HTTPException(
status_code=status.HTTP_402_PAYMENT_REQUIRED,
detail={
"code": "paid_required",
"message": "This feature requires an active paid plan or credit.",
},
)