docs: drop Phase D.x markers now that the referral loop is closed
The "Phase D.1/D.2/D.3" comment scaffolding and the "Paddle webhook will fill this in" references became actively misleading after D.3 landed — anyone reading the code would think referral conversion was still pending. Also corrects a stale "Paddle" reference to "Stripe" (we never shipped Paddle; ended up on Stripe after the Paddle → Polar → Stripe MoR onboarding pivot). Pure docstring sweep, no behaviour change. Co-Authored-By: Claude Opus 4.7 <noreply@anthropic.com>
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@ -321,7 +321,7 @@ async def analyze_portfolio(
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is persisted. The ai_calls ledger row records tokens + cost, never
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holdings.
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Gated behind ``require_paid`` (Phase D.2): free-tier users get 402.
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Gated behind ``require_paid``: free-tier users get 402.
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Admin bearer-token bypasses the gate for testing."""
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# Read JSON body manually so we can enforce a hard size cap. FastAPI's
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# default body limit is generous; we want tighter control here.
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