diff --git a/app/static/js/settings-import.js b/app/static/js/settings-import.js
new file mode 100644
index 0000000..6ec4692
--- /dev/null
+++ b/app/static/js/settings-import.js
@@ -0,0 +1,245 @@
+(function () {
+  'use strict';
+
+  // Server-side hint: did the user have paid privileges when the page
+  // rendered? Used to decide whether to offer the 'Import & sync' button.
+  // We still call CassandraSync.getStatus() at click time as the source
+  // of truth, but this lets us skip rendering a button we know is dead.
+  // Value is passed via data-paid attribute on #drop-zone.
+
+  function ready(fn) {
+    if (document.readyState === 'loading') {
+      document.addEventListener('DOMContentLoaded', fn);
+    } else { fn(); }
+  }
+
+  ready(function () {
+    var P = window.CassandraPortfolio;
+    if (!P) return;
+    var esc = P.esc, fmt = P.fmt, signed = P.signed, cls = P.cls;
+
+    var dropZone   = document.getElementById('drop-zone');
+    var fileInput  = document.getElementById('file-input');
+    var browseLink = document.getElementById('browse-link');
+    var filenameEl = document.getElementById('dz-filename');
+    var previewEl  = document.getElementById('import-preview');
+    var resultEl   = document.getElementById('import-result');
+    if (!dropZone) return;
+
+    var IS_PAID = dropZone.dataset.paid === 'true';
+
+    var currentPie = null;     // most recently parsed pie, awaiting commit
+
+    function showError(msg) {
+      previewEl.hidden = true;
+      resultEl.className = 'result result--err';
+      resultEl.innerHTML =
+        '<div class="result__head">✕ Import failed</div>' +
+        '<div class="result__row">' + esc(msg) + '</div>';
+      resultEl.hidden = false;
+    }
+
+    function showSuccess(headline, sub) {
+      previewEl.hidden = true;
+      resultEl.className = 'result result--ok';
+      resultEl.innerHTML =
+        '<div class="result__head">' + esc(headline) + '</div>' +
+        (sub ? '<div class="result__row">' + sub + '</div>' : '') +
+        '<div class="result__row" style="margin-top:14px;">' +
+          '<a href="/">Open dashboard →</a>' +
+        '</div>';
+      resultEl.hidden = false;
+    }
+
+    function renderPreview(pie) {
+      currentPie = pie;
+      resultEl.hidden = true;
+
+      var t = pie.totals || {};
+      var rows = (pie.positions || []).map(function (p) {
+        var invested = (p.avg_cost != null && p.qty != null) ? p.avg_cost * p.qty : null;
+        return '<tr>' +
+          '<td class="label">' + esc(p.yahoo_ticker || p.t212_slice || '') + '</td>' +
+          '<td>' + esc(p.name || '') + '</td>' +
+          '<td class="num">' + fmt(p.qty, { maximumFractionDigits: 6 }) + '</td>' +
+          '<td class="num neu">' + fmt(p.avg_cost) + '</td>' +
+          '<td class="num">' + fmt(invested) + '</td>' +
+          '</tr>';
+      }).join('');
+
+      var warnings = (pie.warnings || []).map(function (w) {
+        return '<div class="result__warn">' + esc(w) + '</div>';
+      }).join('');
+
+      var syncBtn = IS_PAID
+        ? ('<div class="import-choice">' +
+             '<button type="button" id="commit-sync">Import &amp; sync to cloud</button>' +
+             '<div class="settings-row__hint">' +
+               'Also stores an <strong>encrypted</strong> copy on the server, ' +
+               'restorable on any device with your PIN. Only you can decrypt ' +
+               'it &mdash; losing the PIN means losing the backup.' +
+             '</div>' +
+           '</div>')
+        : ('<div class="import-choice">' +
+             '<button type="button" disabled>Import &amp; sync to cloud</button>' +
+             '<div class="settings-row__hint">' +
+               'Encrypted cloud backup is available on the paid tier.' +
+             '</div>' +
+           '</div>');
+
+      previewEl.innerHTML =
+        '<div class="result result--ok" style="margin:0;">' +
+          '<div class="result__head">' +
+            '▸ Preview: <strong>' + esc(pie.pie_name || 'pie') + '</strong>' +
+          '</div>' +
+          '<div class="result__grid">' +
+            '<div><div class="k">Positions</div><div class="v">' + (pie.positions || []).length + '</div></div>' +
+            '<div><div class="k">Invested</div><div class="v">' + fmt(t.invested) + '</div></div>' +
+            '<div><div class="k">Value</div><div class="v">' + fmt(t.value) + '</div></div>' +
+            '<div><div class="k">Result</div><div class="v ' + cls(t.result) + '">' + signed(t.result) + '</div></div>' +
+          '</div>' +
+          warnings +
+          (rows
+            ? '<div style="max-height:280px;overflow:auto;margin-top:12px;">' +
+                '<table class="dense">' +
+                  '<thead><tr>' +
+                    '<th>Ticker</th><th>Name</th>' +
+                    '<th class="num">Qty</th>' +
+                    '<th class="num">Avg</th>' +
+                    '<th class="num">Invested</th>' +
+                  '</tr></thead>' +
+                  '<tbody>' + rows + '</tbody>' +
+                '</table>' +
+              '</div>'
+            : ''
+          ) +
+          '<div class="import-actions">' +
+            '<div class="import-choice">' +
+              '<button type="button" id="commit-local">Import to this browser</button>' +
+              '<div class="settings-row__hint">' +
+                'Saved to this browser only. No server-side copy of your holdings.' +
+              '</div>' +
+            '</div>' +
+            syncBtn +
+            '<div style="flex-basis:100%;">' +
+              '<button type="button" id="commit-cancel" class="pf-secondary">' +
+                'Cancel</button>' +
+            '</div>' +
+          '</div>' +
+        '</div>';
+
+      previewEl.hidden = false;
+
+      document.getElementById('commit-local').addEventListener('click', commitLocal);
+      document.getElementById('commit-cancel').addEventListener('click', resetUploader);
+      var syncEl = document.getElementById('commit-sync');
+      if (syncEl) syncEl.addEventListener('click', commitSync);
+    }
+
+    function commitLocal() {
+      if (!currentPie) return;
+      P.savePie(currentPie);
+      showSuccess('▸ Imported to this browser.',
+        'Pie kept locally; no server-side copy.');
+      currentPie = null;
+    }
+
+    async function commitSync() {
+      if (!currentPie) return;
+      // Save locally first so the cloud-sync flow uses the freshly-imported
+      // pie (the enable-PIN modal in this same page reads from localStorage).
+      P.savePie(currentPie);
+      var S = window.CassandraSync;
+      if (!S) { showError('Cloud sync module not loaded.'); return; }
+
+      var status;
+      try { status = await S.getStatus(); }
+      catch (e) { showError('Could not check sync status: ' + (e.message || e)); return; }
+
+      if (!status.paid) {
+        showError('Cloud sync requires the paid tier.');
+        return;
+      }
+
+      if (status.exists) {
+        // Already enabled — try a direct push using the cached session
+        // key. If no key is cached (fresh browser session), this throws,
+        // and we fall back to the enable-PIN modal so the user can
+        // re-enter their PIN.
+        try {
+          await S.pushSync(currentPie, null);
+          showSuccess('▸ Imported and synced.',
+            'Encrypted copy updated on the server.');
+          currentPie = null;
+          if (window.cassandraRefreshSyncStatus) window.cassandraRefreshSyncStatus();
+          return;
+        } catch (e) {
+          // Fall through to modal so the user can re-auth with their PIN.
+          console.warn('direct push failed, falling back to PIN modal', e);
+        }
+      }
+
+      // !status.exists OR cached-key push failed → use the modal.
+      if (window.cassandraOpenSyncModal) {
+        window.cassandraOpenSyncModal({
+          onSuccess: function () {
+            showSuccess('▸ Imported and synced.',
+              'Cloud sync is now enabled and the pie is stored encrypted.');
+            currentPie = null;
+          },
+        });
+      } else {
+        showError('Cloud sync UI unavailable on this page. ' +
+                  'Use the Cloud sync section below to enable.');
+      }
+    }
+
+    function resetUploader() {
+      currentPie = null;
+      previewEl.hidden = true;
+      previewEl.innerHTML = '';
+      resultEl.hidden = true;
+      filenameEl.textContent = '';
+      fileInput.value = '';
+    }
+
+    async function parseFile(file) {
+      filenameEl.textContent = file.name + ' (' + Math.round(file.size / 1024) + ' KB) — parsing…';
+      previewEl.hidden = true;
+      resultEl.hidden = true;
+      try {
+        var pie = await P.parseCsv(file);
+        renderPreview(pie);
+        filenameEl.textContent = file.name + ' (' + Math.round(file.size / 1024) + ' KB)';
+      } catch (e) {
+        filenameEl.textContent = file.name + ' (failed)';
+        showError(e.message || 'Unknown error');
+      }
+    }
+
+    browseLink.addEventListener('click', function (e) { e.preventDefault(); fileInput.click(); });
+    fileInput.addEventListener('change', function () {
+      if (fileInput.files[0]) parseFile(fileInput.files[0]);
+    });
+
+    ['dragenter', 'dragover'].forEach(function (ev) {
+      dropZone.addEventListener(ev, function (e) {
+        e.preventDefault(); e.stopPropagation();
+        dropZone.classList.add('dz--over');
+      });
+    });
+    ['dragleave', 'drop'].forEach(function (ev) {
+      dropZone.addEventListener(ev, function (e) {
+        e.preventDefault(); e.stopPropagation();
+        dropZone.classList.remove('dz--over');
+      });
+    });
+    dropZone.addEventListener('drop', function (e) {
+      var f = e.dataTransfer.files && e.dataTransfer.files[0];
+      if (f) parseFile(f);
+    });
+    dropZone.addEventListener('click', function (e) {
+      if (e.target.tagName !== 'A') fileInput.click();
+    });
+  });
+})();
diff --git a/app/static/js/settings-sync.js b/app/static/js/settings-sync.js
new file mode 100644
index 0000000..836ce7f
--- /dev/null
+++ b/app/static/js/settings-sync.js
@@ -0,0 +1,154 @@
+(function () {
+  'use strict';
+
+  function $(id) { return document.getElementById(id); }
+  function esc(s) {
+    return String(s == null ? '' : s).replace(/[&<>"']/g, c => ({
+      '&':'&amp;','<':'&lt;','>':'&gt;','"':'&quot;',"'":'&#39;'
+    }[c]));
+  }
+
+  document.addEventListener('DOMContentLoaded', function () {
+    if (!window.CassandraSync) return;
+
+    const statusEl = $('sync-status');
+    const actionsEl = $('sync-actions');
+    const feedbackEl = $('sync-feedback');
+    const modal = $('sync-modal');
+    const pin1 = $('sync-pin1');
+    const pin2 = $('sync-pin2');
+    const ack = $('sync-ack');
+    const errEl = $('sync-modal-err');
+
+    function setFeedback(msg, ok) {
+      feedbackEl.style.color = ok ? 'var(--positive)' : '';
+      feedbackEl.textContent = msg || '';
+    }
+    // External callers (the Import section above) can pass a callback
+    // that fires after a successful enable-and-push.
+    let pendingOnSuccess = null;
+    function openModal(opts) {
+      pendingOnSuccess = (opts && opts.onSuccess) || null;
+      modal.style.display = 'flex';
+      // Focus PIN field after the layout flush so the caret lands.
+      setTimeout(() => pin1.focus(), 0);
+    }
+    function closeModal() {
+      modal.style.display = 'none';
+      pin1.value = ''; pin2.value = '';
+      ack.checked = false; errEl.hidden = true;
+      pendingOnSuccess = null;
+    }
+
+    $('sync-modal-cancel').addEventListener('click', closeModal);
+    // Backdrop click + Esc key dismiss the modal.
+    modal.addEventListener('click', function (e) {
+      if (e.target === modal) closeModal();
+    });
+    document.addEventListener('keydown', function (e) {
+      if (e.key === 'Escape' && modal.style.display !== 'none') closeModal();
+    });
+
+    $('sync-modal-form').addEventListener('submit', async function (e) {
+      e.preventDefault();
+      errEl.hidden = true;
+      if (pin1.value !== pin2.value) {
+        errEl.textContent = 'PINs do not match.';
+        errEl.hidden = false; return;
+      }
+      if (pin1.value.length < 4) {
+        errEl.textContent = 'PIN must be at least 4 characters.';
+        errEl.hidden = false; return;
+      }
+      const pie = JSON.parse(localStorage.getItem('cassandra.pie') || 'null');
+      if (!pie) {
+        errEl.textContent =
+          'No portfolio in this browser yet. Import a CSV first, then enable sync.';
+        errEl.hidden = false; return;
+      }
+      try {
+        await window.CassandraSync.pushSync(pie, pin1.value);
+        const cb = pendingOnSuccess;
+        closeModal();   // clears pendingOnSuccess
+        await refresh();
+        setFeedback('Cloud sync enabled. Your encrypted portfolio is stored.', true);
+        if (typeof cb === 'function') {
+          try { cb(); } catch (cbErr) { console.warn('sync onSuccess threw', cbErr); }
+        }
+      } catch (e2) {
+        errEl.textContent = e2.message || 'Failed to enable sync.';
+        errEl.hidden = false;
+      }
+    });
+
+    async function refresh() {
+      let status;
+      try { status = await window.CassandraSync.getStatus(); }
+      catch (e) {
+        statusEl.querySelector('.settings-row__value').innerHTML =
+          '<span class="pf-warn">' + esc(e.message || 'status check failed') + '</span>';
+        return;
+      }
+      const valueEl = statusEl.querySelector('.settings-row__value');
+      actionsEl.innerHTML = '';
+      if (status.exists && status.orphaned) {
+        // The stored blob can no longer be decrypted (server key rotated
+        // since it was written). The data is permanently unrecoverable,
+        // so silently clean up the dead row and re-render in the
+        // standard "off" state — leaving a soft one-liner so the user
+        // knows why they need to re-import.
+        try { await window.CassandraSync.disableSync(); }
+        catch (e) { console.warn('auto-clear stale sync failed', e); }
+        setFeedback('Your previous cloud backup couldn’t be restored. Re-import your portfolio to enable cloud sync again.', true);
+        await refresh();
+        return;
+      } else if (status.exists) {
+        const when = status.updated_at
+          ? new Date(status.updated_at).toISOString().replace('T', ' ').slice(0, 16) + ' UTC'
+          : '—';
+        valueEl.innerHTML =
+          '<span class="badge badge--ok">On</span> ' +
+          '<span class="settings-row__hint">last synced ' + esc(when) + '</span>';
+
+        const disable = document.createElement('button');
+        disable.type = 'button';
+        disable.className = 'pf-secondary';
+        disable.textContent = 'Disable sync';
+        disable.addEventListener('click', async function () {
+          if (!confirm('Remove your encrypted portfolio from the server? Your local copy is untouched.')) return;
+          try {
+            await window.CassandraSync.disableSync();
+            await refresh();
+            setFeedback('Cloud sync disabled. Server copy removed.', true);
+          } catch (e) { setFeedback(e.message || 'Disable failed.', false); }
+        });
+        actionsEl.appendChild(disable);
+      } else {
+        valueEl.innerHTML = '<span class="badge badge--ver">Off</span>';
+        // Only offer 'Enable' when there's actually a pie to encrypt;
+        // otherwise the user would hit a dead-end at the modal.
+        const hasPie = !!localStorage.getItem('cassandra.pie');
+        if (!hasPie) {
+          const hint = document.createElement('span');
+          hint.className = 'settings-row__hint';
+          hint.innerHTML =
+            'Nothing to sync yet &mdash; ' +
+            '<a href="#import">import a portfolio</a> first, then come back to enable cloud sync.';
+          actionsEl.appendChild(hint);
+          return;
+        }
+        const enable = document.createElement('button');
+        enable.type = 'button';
+        enable.textContent = 'Enable cloud sync';
+        enable.addEventListener('click', openModal);
+        actionsEl.appendChild(enable);
+      }
+    }
+
+    // Hooks for the Import section to drive this modal + status row.
+    window.cassandraOpenSyncModal    = openModal;
+    window.cassandraRefreshSyncStatus = refresh;
+
+    refresh();
+  });
+})();
diff --git a/app/templates/settings.html b/app/templates/settings.html
index 98dccd9..95edef8 100644
--- a/app/templates/settings.html
+++ b/app/templates/settings.html
@@ -106,7 +106,7 @@
         <span class="neu">Investing &rarr; Your Pie &rarr; &middot;&middot;&middot; &rarr; Export</span>.</span>
       </p>
 
-      <div id="drop-zone" class="dz">
+      <div id="drop-zone" class="dz" data-paid="{{ 'true' if paid and paid.active else 'false' }}">
         <input type="file" id="file-input" name="file" accept=".csv,text/csv" hidden>
         <div class="dz__icon">▱</div>
         <div class="dz__label">Drop your broker's portfolio CSV here</div>
@@ -332,161 +332,8 @@
   </div>
 </div>
 
-<script src="{{ url_for('static', path='/js/portfolio-sync.js') }}" defer></script>
-<script>
-(function () {
-  function $(id) { return document.getElementById(id); }
-  function esc(s) {
-    return String(s == null ? '' : s).replace(/[&<>"']/g, c => ({
-      '&':'&amp;','<':'&lt;','>':'&gt;','"':'&quot;',"'":'&#39;'
-    }[c]));
-  }
-
-  document.addEventListener('DOMContentLoaded', function () {
-    if (!window.CassandraSync) return;
-
-    const statusEl = $('sync-status');
-    const actionsEl = $('sync-actions');
-    const feedbackEl = $('sync-feedback');
-    const modal = $('sync-modal');
-    const pin1 = $('sync-pin1');
-    const pin2 = $('sync-pin2');
-    const ack = $('sync-ack');
-    const errEl = $('sync-modal-err');
-
-    function setFeedback(msg, ok) {
-      feedbackEl.style.color = ok ? 'var(--positive)' : '';
-      feedbackEl.textContent = msg || '';
-    }
-    // External callers (the Import section above) can pass a callback
-    // that fires after a successful enable-and-push.
-    let pendingOnSuccess = null;
-    function openModal(opts) {
-      pendingOnSuccess = (opts && opts.onSuccess) || null;
-      modal.style.display = 'flex';
-      // Focus PIN field after the layout flush so the caret lands.
-      setTimeout(() => pin1.focus(), 0);
-    }
-    function closeModal() {
-      modal.style.display = 'none';
-      pin1.value = ''; pin2.value = '';
-      ack.checked = false; errEl.hidden = true;
-      pendingOnSuccess = null;
-    }
-
-    $('sync-modal-cancel').addEventListener('click', closeModal);
-    // Backdrop click + Esc key dismiss the modal.
-    modal.addEventListener('click', function (e) {
-      if (e.target === modal) closeModal();
-    });
-    document.addEventListener('keydown', function (e) {
-      if (e.key === 'Escape' && modal.style.display !== 'none') closeModal();
-    });
-
-    $('sync-modal-form').addEventListener('submit', async function (e) {
-      e.preventDefault();
-      errEl.hidden = true;
-      if (pin1.value !== pin2.value) {
-        errEl.textContent = 'PINs do not match.';
-        errEl.hidden = false; return;
-      }
-      if (pin1.value.length < 4) {
-        errEl.textContent = 'PIN must be at least 4 characters.';
-        errEl.hidden = false; return;
-      }
-      const pie = JSON.parse(localStorage.getItem('cassandra.pie') || 'null');
-      if (!pie) {
-        errEl.textContent =
-          'No portfolio in this browser yet. Import a CSV first, then enable sync.';
-        errEl.hidden = false; return;
-      }
-      try {
-        await window.CassandraSync.pushSync(pie, pin1.value);
-        const cb = pendingOnSuccess;
-        closeModal();   // clears pendingOnSuccess
-        await refresh();
-        setFeedback('Cloud sync enabled. Your encrypted portfolio is stored.', true);
-        if (typeof cb === 'function') {
-          try { cb(); } catch (cbErr) { console.warn('sync onSuccess threw', cbErr); }
-        }
-      } catch (e2) {
-        errEl.textContent = e2.message || 'Failed to enable sync.';
-        errEl.hidden = false;
-      }
-    });
-
-    async function refresh() {
-      let status;
-      try { status = await window.CassandraSync.getStatus(); }
-      catch (e) {
-        statusEl.querySelector('.settings-row__value').innerHTML =
-          '<span class="pf-warn">' + esc(e.message || 'status check failed') + '</span>';
-        return;
-      }
-      const valueEl = statusEl.querySelector('.settings-row__value');
-      actionsEl.innerHTML = '';
-      if (status.exists && status.orphaned) {
-        // The stored blob can no longer be decrypted (server key rotated
-        // since it was written). The data is permanently unrecoverable,
-        // so silently clean up the dead row and re-render in the
-        // standard "off" state — leaving a soft one-liner so the user
-        // knows why they need to re-import.
-        try { await window.CassandraSync.disableSync(); }
-        catch (e) { console.warn('auto-clear stale sync failed', e); }
-        setFeedback('Your previous cloud backup couldn’t be restored. Re-import your portfolio to enable cloud sync again.', true);
-        await refresh();
-        return;
-      } else if (status.exists) {
-        const when = status.updated_at
-          ? new Date(status.updated_at).toISOString().replace('T', ' ').slice(0, 16) + ' UTC'
-          : '—';
-        valueEl.innerHTML =
-          '<span class="badge badge--ok">On</span> ' +
-          '<span class="settings-row__hint">last synced ' + esc(when) + '</span>';
-
-        const disable = document.createElement('button');
-        disable.type = 'button';
-        disable.className = 'pf-secondary';
-        disable.textContent = 'Disable sync';
-        disable.addEventListener('click', async function () {
-          if (!confirm('Remove your encrypted portfolio from the server? Your local copy is untouched.')) return;
-          try {
-            await window.CassandraSync.disableSync();
-            await refresh();
-            setFeedback('Cloud sync disabled. Server copy removed.', true);
-          } catch (e) { setFeedback(e.message || 'Disable failed.', false); }
-        });
-        actionsEl.appendChild(disable);
-      } else {
-        valueEl.innerHTML = '<span class="badge badge--ver">Off</span>';
-        // Only offer 'Enable' when there's actually a pie to encrypt;
-        // otherwise the user would hit a dead-end at the modal.
-        const hasPie = !!localStorage.getItem('cassandra.pie');
-        if (!hasPie) {
-          const hint = document.createElement('span');
-          hint.className = 'settings-row__hint';
-          hint.innerHTML =
-            'Nothing to sync yet &mdash; ' +
-            '<a href="#import">import a portfolio</a> first, then come back to enable cloud sync.';
-          actionsEl.appendChild(hint);
-          return;
-        }
-        const enable = document.createElement('button');
-        enable.type = 'button';
-        enable.textContent = 'Enable cloud sync';
-        enable.addEventListener('click', openModal);
-        actionsEl.appendChild(enable);
-      }
-    }
-
-    // Hooks for the Import section to drive this modal + status row.
-    window.cassandraOpenSyncModal    = openModal;
-    window.cassandraRefreshSyncStatus = refresh;
-
-    refresh();
-  });
-})();
-</script>
+<script src="{{ url_for(‘static’, path=’/js/portfolio-sync.js’) }}" defer></script>
+<script src="{{ url_for(‘static’, path=’/js/settings-sync.js’) }}" defer></script>
 {% endif %}
 
 <script>
@@ -511,248 +358,6 @@
 {% if user %}
 {# Import widget wiring — auto-parse on drop, preview, then commit. #}
 <script src="{{ url_for('static', path='/js/portfolio.js') }}" defer></script>
-<script>
-(function () {
-  // Server-side hint: did the user have paid privileges when the page
-  // rendered? Used to decide whether to offer the 'Import & sync' button.
-  // We still call CassandraSync.getStatus() at click time as the source
-  // of truth, but this lets us skip rendering a button we know is dead.
-  var IS_PAID = {{ 'true' if paid and paid.active else 'false' }};
-
-  function ready(fn) {
-    if (document.readyState === 'loading') {
-      document.addEventListener('DOMContentLoaded', fn);
-    } else { fn(); }
-  }
-
-  ready(function () {
-    var P = window.CassandraPortfolio;
-    if (!P) return;
-    var esc = P.esc, fmt = P.fmt, signed = P.signed, cls = P.cls;
-
-    var dropZone   = document.getElementById('drop-zone');
-    var fileInput  = document.getElementById('file-input');
-    var browseLink = document.getElementById('browse-link');
-    var filenameEl = document.getElementById('dz-filename');
-    var previewEl  = document.getElementById('import-preview');
-    var resultEl   = document.getElementById('import-result');
-    if (!dropZone) return;
-
-    var currentPie = null;     // most recently parsed pie, awaiting commit
-
-    function showError(msg) {
-      previewEl.hidden = true;
-      resultEl.className = 'result result--err';
-      resultEl.innerHTML =
-        '<div class="result__head">✕ Import failed</div>' +
-        '<div class="result__row">' + esc(msg) + '</div>';
-      resultEl.hidden = false;
-    }
-
-    function showSuccess(headline, sub) {
-      previewEl.hidden = true;
-      resultEl.className = 'result result--ok';
-      resultEl.innerHTML =
-        '<div class="result__head">' + esc(headline) + '</div>' +
-        (sub ? '<div class="result__row">' + sub + '</div>' : '') +
-        '<div class="result__row" style="margin-top:14px;">' +
-          '<a href="/">Open dashboard →</a>' +
-        '</div>';
-      resultEl.hidden = false;
-    }
-
-    function renderPreview(pie) {
-      currentPie = pie;
-      resultEl.hidden = true;
-
-      var t = pie.totals || {};
-      var rows = (pie.positions || []).map(function (p) {
-        var invested = (p.avg_cost != null && p.qty != null) ? p.avg_cost * p.qty : null;
-        return '<tr>' +
-          '<td class="label">' + esc(p.yahoo_ticker || p.t212_slice || '') + '</td>' +
-          '<td>' + esc(p.name || '') + '</td>' +
-          '<td class="num">' + fmt(p.qty, { maximumFractionDigits: 6 }) + '</td>' +
-          '<td class="num neu">' + fmt(p.avg_cost) + '</td>' +
-          '<td class="num">' + fmt(invested) + '</td>' +
-          '</tr>';
-      }).join('');
-
-      var warnings = (pie.warnings || []).map(function (w) {
-        return '<div class="result__warn">' + esc(w) + '</div>';
-      }).join('');
-
-      var syncBtn = IS_PAID
-        ? ('<div class="import-choice">' +
-             '<button type="button" id="commit-sync">Import &amp; sync to cloud</button>' +
-             '<div class="settings-row__hint">' +
-               'Also stores an <strong>encrypted</strong> copy on the server, ' +
-               'restorable on any device with your PIN. Only you can decrypt ' +
-               'it &mdash; losing the PIN means losing the backup.' +
-             '</div>' +
-           '</div>')
-        : ('<div class="import-choice">' +
-             '<button type="button" disabled>Import &amp; sync to cloud</button>' +
-             '<div class="settings-row__hint">' +
-               'Encrypted cloud backup is available on the paid tier.' +
-             '</div>' +
-           '</div>');
-
-      previewEl.innerHTML =
-        '<div class="result result--ok" style="margin:0;">' +
-          '<div class="result__head">' +
-            '▸ Preview: <strong>' + esc(pie.pie_name || 'pie') + '</strong>' +
-          '</div>' +
-          '<div class="result__grid">' +
-            '<div><div class="k">Positions</div><div class="v">' + (pie.positions || []).length + '</div></div>' +
-            '<div><div class="k">Invested</div><div class="v">' + fmt(t.invested) + '</div></div>' +
-            '<div><div class="k">Value</div><div class="v">' + fmt(t.value) + '</div></div>' +
-            '<div><div class="k">Result</div><div class="v ' + cls(t.result) + '">' + signed(t.result) + '</div></div>' +
-          '</div>' +
-          warnings +
-          (rows
-            ? '<div style="max-height:280px;overflow:auto;margin-top:12px;">' +
-                '<table class="dense">' +
-                  '<thead><tr>' +
-                    '<th>Ticker</th><th>Name</th>' +
-                    '<th class="num">Qty</th>' +
-                    '<th class="num">Avg</th>' +
-                    '<th class="num">Invested</th>' +
-                  '</tr></thead>' +
-                  '<tbody>' + rows + '</tbody>' +
-                '</table>' +
-              '</div>'
-            : ''
-          ) +
-          '<div class="import-actions">' +
-            '<div class="import-choice">' +
-              '<button type="button" id="commit-local">Import to this browser</button>' +
-              '<div class="settings-row__hint">' +
-                'Saved to this browser only. No server-side copy of your holdings.' +
-              '</div>' +
-            '</div>' +
-            syncBtn +
-            '<div style="flex-basis:100%;">' +
-              '<button type="button" id="commit-cancel" class="pf-secondary">' +
-                'Cancel</button>' +
-            '</div>' +
-          '</div>' +
-        '</div>';
-
-      previewEl.hidden = false;
-
-      document.getElementById('commit-local').addEventListener('click', commitLocal);
-      document.getElementById('commit-cancel').addEventListener('click', resetUploader);
-      var syncEl = document.getElementById('commit-sync');
-      if (syncEl) syncEl.addEventListener('click', commitSync);
-    }
-
-    function commitLocal() {
-      if (!currentPie) return;
-      P.savePie(currentPie);
-      showSuccess('▸ Imported to this browser.',
-        'Pie kept locally; no server-side copy.');
-      currentPie = null;
-    }
-
-    async function commitSync() {
-      if (!currentPie) return;
-      // Save locally first so the cloud-sync flow uses the freshly-imported
-      // pie (the enable-PIN modal in this same page reads from localStorage).
-      P.savePie(currentPie);
-      var S = window.CassandraSync;
-      if (!S) { showError('Cloud sync module not loaded.'); return; }
-
-      var status;
-      try { status = await S.getStatus(); }
-      catch (e) { showError('Could not check sync status: ' + (e.message || e)); return; }
-
-      if (!status.paid) {
-        showError('Cloud sync requires the paid tier.');
-        return;
-      }
-
-      if (status.exists) {
-        // Already enabled — try a direct push using the cached session
-        // key. If no key is cached (fresh browser session), this throws,
-        // and we fall back to the enable-PIN modal so the user can
-        // re-enter their PIN.
-        try {
-          await S.pushSync(currentPie, null);
-          showSuccess('▸ Imported and synced.',
-            'Encrypted copy updated on the server.');
-          currentPie = null;
-          if (window.cassandraRefreshSyncStatus) window.cassandraRefreshSyncStatus();
-          return;
-        } catch (e) {
-          // Fall through to modal so the user can re-auth with their PIN.
-          console.warn('direct push failed, falling back to PIN modal', e);
-        }
-      }
-
-      // !status.exists OR cached-key push failed → use the modal.
-      if (window.cassandraOpenSyncModal) {
-        window.cassandraOpenSyncModal({
-          onSuccess: function () {
-            showSuccess('▸ Imported and synced.',
-              'Cloud sync is now enabled and the pie is stored encrypted.');
-            currentPie = null;
-          },
-        });
-      } else {
-        showError('Cloud sync UI unavailable on this page. ' +
-                  'Use the Cloud sync section below to enable.');
-      }
-    }
-
-    function resetUploader() {
-      currentPie = null;
-      previewEl.hidden = true;
-      previewEl.innerHTML = '';
-      resultEl.hidden = true;
-      filenameEl.textContent = '';
-      fileInput.value = '';
-    }
-
-    async function parseFile(file) {
-      filenameEl.textContent = file.name + ' (' + Math.round(file.size / 1024) + ' KB) — parsing…';
-      previewEl.hidden = true;
-      resultEl.hidden = true;
-      try {
-        var pie = await P.parseCsv(file);
-        renderPreview(pie);
-        filenameEl.textContent = file.name + ' (' + Math.round(file.size / 1024) + ' KB)';
-      } catch (e) {
-        filenameEl.textContent = file.name + ' (failed)';
-        showError(e.message || 'Unknown error');
-      }
-    }
-
-    browseLink.addEventListener('click', function (e) { e.preventDefault(); fileInput.click(); });
-    fileInput.addEventListener('change', function () {
-      if (fileInput.files[0]) parseFile(fileInput.files[0]);
-    });
-
-    ['dragenter', 'dragover'].forEach(function (ev) {
-      dropZone.addEventListener(ev, function (e) {
-        e.preventDefault(); e.stopPropagation();
-        dropZone.classList.add('dz--over');
-      });
-    });
-    ['dragleave', 'drop'].forEach(function (ev) {
-      dropZone.addEventListener(ev, function (e) {
-        e.preventDefault(); e.stopPropagation();
-        dropZone.classList.remove('dz--over');
-      });
-    });
-    dropZone.addEventListener('drop', function (e) {
-      var f = e.dataTransfer.files && e.dataTransfer.files[0];
-      if (f) parseFile(f);
-    });
-    dropZone.addEventListener('click', function (e) {
-      if (e.target.tagName !== 'A') fileInput.click();
-    });
-  });
-})();
-</script>
+<script src="{{ url_for('static', path='/js/settings-import.js') }}" defer></script>
 {% endif %}
 {% endblock %}