diff --git a/app/templates/base.html b/app/templates/base.html
index d972043..fbf52e0 100644
--- a/app/templates/base.html
+++ b/app/templates/base.html
@@ -158,12 +158,14 @@
           body: JSON.stringify({lang: newLang}),
         });
         if (!r.ok) throw new Error('HTTP ' + r.status);
-        // Reload localized panels so the user immediately sees content
-        // in the new language (strategic log, dashboard header, etc.).
-        if (window.location.pathname === '/log' ||
-            window.location.pathname.startsWith('/log/')) {
-          window.location.reload();
-        }
+        // Trigger HTMX-driven panels to re-fetch in the new language.
+        // Same shape as cassandraSetTone — every panel that listens to
+        // tone-changed also listens to lang-changed.
+        ['#dash-header-container', '#log-panel .panel-body',
+         '#indicators-body', '#log-content'].forEach(function (sel) {
+          var el = document.querySelector(sel);
+          if (el && window.htmx) window.htmx.trigger(el, 'lang-changed');
+        });
       } catch (e) {
         pill.dataset.lang = prev;
         console.warn('language switch failed:', e);
diff --git a/app/templates/dashboard.html b/app/templates/dashboard.html
index fda7358..ee7e7df 100644
--- a/app/templates/dashboard.html
+++ b/app/templates/dashboard.html
@@ -5,7 +5,7 @@
 <div id="dash-header-container"
      style="grid-column: 1 / -1;"
      hx-get="/api/summary/aggregate?as=html"
-     hx-trigger="load, every 300s, tone-changed"
+     hx-trigger="load, every 300s, tone-changed, lang-changed"
      hx-swap="innerHTML">
   <div class="empty">loading aggregate read…</div>
 </div>
@@ -29,7 +29,7 @@
   <div id="indicators-body"
        class="panel-body panel-body--scroll"
        hx-get="/api/indicators/{{ groups[0] }}?as=html"
-       hx-trigger="load, tone-changed"
+       hx-trigger="load, tone-changed, lang-changed"
        hx-swap="innerHTML">
     <div class="empty">loading…</div>
   </div>
@@ -115,7 +115,7 @@
   </div>
   <div class="panel-body"
        hx-get="/api/log/latest?as=html"
-       hx-trigger="load, every 300s, tone-changed"
+       hx-trigger="load, every 300s, tone-changed, lang-changed"
        hx-swap="innerHTML">
     <div class="empty">awaiting first log…</div>
   </div>
diff --git a/app/templates/log.html b/app/templates/log.html
index 8abee4c..1ae7ea3 100644
--- a/app/templates/log.html
+++ b/app/templates/log.html
@@ -25,7 +25,7 @@
     <article id="log-content"
              class="log-page__content"
              hx-get="/api/log/by-date/{{ selected_iso }}?as=html"
-             hx-trigger="load, tone-changed"
+             hx-trigger="load, tone-changed, lang-changed"
              hx-swap="innerHTML">
       <div class="empty">loading log…</div>
     </article>
diff --git a/app/templates/terms.html b/app/templates/terms.html
index cd3530b..8e33b23 100644
--- a/app/templates/terms.html
+++ b/app/templates/terms.html
@@ -77,21 +77,16 @@
 <section class="public-section">
   <h2 class="public-section__head">5. Paid plans</h2>
   <p>
-    If and when paid plans become available, you will be told the
-    applicable fees at point of sale. Paid features remain active for as
-    long as the subscription is current or any time-bounded credit
-    granted to your account is still valid. You can cancel a paid
-    subscription at any time; cancellation takes effect at the end of
-    the current billing period unless otherwise stated.
-  </p>
-  <p>
-    Where the law gives you a 14-day right to cancel a subscription
-    (Consumer Contracts (Information, Cancellation and Additional
-    Charges) Regulations 2013, UK), that right applies. By starting to
-    use a paid feature immediately on purchase you agree we may begin
-    supplying the service within the cancellation period, and you
-    acknowledge that you lose the right to cancel in respect of any
-    digital content already delivered.
+    Paid plans are available at &pound;7/month or &pound;70/year (terms
+    and current prices on the <a href="/pricing">pricing page</a>). New
+    annual subscriptions begin with a 14-day free trial; monthly
+    subscriptions begin immediately on payment. Paid features remain
+    active for as long as the subscription is current or any
+    time-bounded credit granted to your account is still valid. You
+    can cancel a paid subscription at any time; cancellation takes
+    effect at the end of the current billing period unless otherwise
+    stated. Detailed refund and cancellation rights are set out in
+    section 6 below.
   </p>
 </section>