{% extends "public_base.html" %}
{% block title %}{{ BRAND_NAME }} · Pricing{% endblock %}

{% block main %}

<section class="public-section">
  <h1 class="public-section__head">Pricing</h1>
  <p>
    Two tiers. Most of the editorial stays free &mdash; the news
    aggregator, the hourly AI read, the indicator panels, the
    follow-up chat. Paid extends the news window from 6 hours to a
    full 24, unlocks portfolio import &amp; analysis, and adds a
    daily email digest on top of the Sunday recap everyone gets.
  </p>
</section>

<section class="tier-grid">

  <div class="tier-card">
    <div class="tier-card__name">Free</div>
    <div class="tier-card__price">&pound;0</div>
    <div class="tier-card__price-hint">Forever. No card needed.</div>
    <ul>
      <li>News aggregator &mdash; last 6 hours, auto-tagged by theme, click-to-filter</li>
      <li>Cross-asset indicator panels (equities, rates, FX, commodities, credit, &hellip;) with a one-paragraph AI read on each tab</li>
      <li>Hourly strategic log &mdash; a single editorial interpretation of the day, updated each hour</li>
      <li>Ask follow-up questions on any past log &mdash; the chat has the day&rsquo;s context loaded</li>
      <li>Two reading levels: <em>Novice</em> (defines jargon) or <em>Intermediate</em> (terse, for fluent readers)</li>
      <li><strong>Sunday weekly digest by email</strong> &mdash; the week behind + the week ahead, one-click unsubscribe</li>
      <li class="tier-card__excluded">Portfolio import &amp; analysis</li>
      <li class="tier-card__excluded">Encrypted cloud sync</li>
      <li class="tier-card__excluded">Daily email digest</li>
    </ul>
    <div class="tier-card__cta">
      {% if cu and (cu.user or cu.is_admin) %}
        <a class="btn-secondary" href="/">Open dashboard</a>
      {% else %}
        <a class="btn-primary" href="/login">Sign up free</a>
      {% endif %}
    </div>
  </div>

  <div class="tier-card tier-card--featured">
    <div class="tier-card__name">Paid</div>
    <div class="tier-card__price">Coming soon</div>
    <div class="tier-card__price-hint">Checkout opens with our payments rollout.</div>
    <ul>
      <li>Everything in Free</li>
      <li><strong>News aggregator &mdash; full 24 hours</strong> (vs. 6 hours on Free)</li>
      <li><strong>Daily email digest</strong> (Mon&ndash;Sat) &mdash; a ~600-word read of the session ahead, in addition to the Sunday recap</li>
      <li>Portfolio import from a Trading 212 CSV</li>
      <li>AI commentary on diversification, sector and currency concentration, and macro-regime fit for the holdings you upload</li>
      <li>Optional encrypted cloud sync &mdash; PIN-derived encryption in your browser, second-layer wrap on the server, no plaintext holdings server-side</li>
    </ul>
    <div class="tier-card__cta">
      {% if cu and (cu.user or cu.is_admin) %}
        <a class="btn-secondary" href="/settings">Manage account</a>
      {% else %}
        <a class="btn-primary" href="/login">Sign up &mdash; paid unlocks soon</a>
      {% endif %}
    </div>
    <p style="margin-top:14px; font-size:11.5px; color: var(--muted); font-style: italic; line-height:1.55;">
      The portfolio feature does not produce buy, sell or hold
      recommendations. It does not consider your wider finances, debts,
      tax position or objectives. It is not regulated investment advice
      or a personal recommendation under FSMA / FCA COBS.
    </p>
  </div>

</section>

<section class="public-section">
  <p style="font-size: 13px; color: var(--muted);">
    <strong>Invite a friend.</strong> Every account gets a personal
    invite link from the Settings page. When friends sign up through
    it, we credit you toward the paid tier &mdash; the credit ledger
    is live; the rate kicks in with the payments rollout.
  </p>
</section>

<section class="public-section">
  <h2 class="public-section__head">How the data is handled</h2>
  <p>
    Your portfolio holdings live in your browser&rsquo;s local storage by
    default. The server only learns which Yahoo tickers appear across the
    user base &mdash; an anonymous union, with no link back to any specific
    user.
  </p>
  <p>
    If you opt in to <strong>encrypted cloud sync</strong>, your pie is
    encrypted in your browser with a PIN you choose, then sent to the
    server. We add a second layer of encryption with a key only the
    server holds. We never see your holdings as plaintext, and forgetting
    the PIN means we can&rsquo;t recover it for you. Full details on the
    <a href="/privacy">privacy page</a>.
  </p>
</section>

<section class="public-section public-section--callout">
  <p style="margin:0;">
    <strong>Not investment advice.</strong> Every output here is an
    interpretation of public data &mdash; not personalised advice, not a
    recommendation, and not produced by a regulated entity. Read the full
    <a href="/disclaimer">disclaimer</a> before relying on anything you see.
  </p>
</section>

{% endblock %}