Last updated: 2026-05-26. {{ LEGAL_OPERATOR }} operates {{ BRAND_NAME }} (the “Service”) from {{ OPERATOR_JURISDICTION }}.
By creating an account or otherwise using the Service you agree to these Terms and to the Privacy notice and Disclaimer. If you do not agree, do not use the Service.
{{ BRAND_NAME }} provides a macro-strategy dashboard with curated market data, news, and AI-generated commentary. Paid features include portfolio import, AI portfolio analysis, and optional end-to-end encrypted cloud sync of your portfolio. Feature lists, tiers, and pricing are described on the Pricing page and may change over time.
Nothing produced by the Service is investment advice. See the Disclaimer for the full position.
You agree not to:
If and when paid plans become available, you will be told the applicable fees at point of sale. Paid features remain active for as long as the subscription is current or any time-bounded credit granted to your account is still valid. You can cancel a paid subscription at any time; cancellation takes effect at the end of the current billing period unless otherwise stated.
Where the law gives you a 14-day right to cancel a subscription (Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013, UK), that right applies. By starting to use a paid feature immediately on purchase you agree we may begin supplying the service within the cancellation period, and you acknowledge that you lose the right to cancel in respect of any digital content already delivered.
14-day cooling-off (UK / EU consumers). If you buy a paid subscription as a consumer, you have 14 days from the day of purchase to cancel and receive a full refund of that purchase, under the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013. As noted in clause 5, if you start using a paid feature inside the cancellation window you lose the right to cancel in respect of digital content already delivered.
Cancellation after the cooling-off window. You can cancel a paid subscription at any time. Cancellation takes effect at the end of the current billing period; we do not pro-rate refunds for the unused portion of a period you have already started, unless a separate paragraph below applies.
Termination by us without fault on your part. If we terminate or materially reduce a paid feature for reasons that are not a breach by you (including a service shutdown), we will refund the unused portion of any prepaid fees on a pro-rata basis. The same applies under clause 8 if we terminate for a breach you did not cause, and under clause 11 if you close your account because you do not accept a material change to these Terms.
Service faults. Nothing in this clause limits your statutory rights as a UK consumer under Part 1 of the Consumer Rights Act 2015. If a paid feature is not supplied with reasonable care and skill, you may be entitled to a repeat performance or a price reduction (which can be a full refund) under that Act.
How to request a refund. Email {{ OPERATOR_EMAIL }} from the address tied to your account, with the order reference if you have one. We aim to acknowledge within 5 working days. Refunds are returned to the original payment method and typically arrive within 14 days of approval, subject to your bank’s processing time.
Referral credits and any other non-cash credits applied to your account are not refundable for cash.
The Service is provided on a best-effort basis. There is no service level agreement: outages, data delays, and feature changes may occur without notice. Scheduled and unscheduled downtime is possible.
The Service’s code, design, indicator selection, and prompts are owned or licensed by {{ LEGAL_OPERATOR }}. To the extent any copyright subsists in the AI-generated commentary under UK law, it vests in or is licensed to {{ LEGAL_OPERATOR }}. Market data is sourced from third parties (e.g. Yahoo Finance and public RSS feeds); their respective rights apply. You may view, save, and quote short excerpts for personal use; you may not republish or redistribute substantial portions, or use the Service’s output to train machine-learning models, without prior written permission.
Any portfolio you upload remains your data. The Service does not persist your holdings as plaintext (see the Privacy notice).
We may suspend or terminate access without notice for violation of these Terms or for activity that risks the integrity, security, or legality of the Service. You may stop using the Service at any time.
For paid subscribers, suspension for suspected breach will, where reasonably practicable, be preceded by notice and an opportunity to respond, unless immediate suspension is necessary to protect the Service, its users, or any third party. If we terminate a paid subscription for a breach you did not cause, we will refund the unused portion of any prepaid fees on a pro-rata basis (see clause 6).
The Service is provided “as is” and “as available”, without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, accuracy, and non-infringement, to the maximum extent permitted by law.
To the maximum extent permitted by law, {{ LEGAL_OPERATOR }} is not liable for any indirect, incidental, special, consequential, or punitive damages, or for any investment loss or missed gain, arising from your use of the Service. Subject to the carve-outs below, the total aggregate liability of {{ LEGAL_OPERATOR }} to you for any claim is capped at the greater of (a) the fees you have paid in the 12 months immediately preceding the claim, or (b) GBP 50.
Nothing in these Terms limits or excludes liability that cannot lawfully be limited or excluded, including (i) death or personal injury caused by negligence, (ii) fraud or fraudulent misrepresentation, (iii) for consumers, any statutory rights under Part 1 of the Consumer Rights Act 2015 (including the right to services performed with reasonable care and skill), and (iv) any other liability that cannot be excluded under applicable mandatory law in your country of residence.
If you are a consumer, the cap in the first paragraph of this clause does not apply to claims for direct losses arising from a breach of those statutory rights, which remain at the level the law requires.
These Terms may change. Material changes will be flagged in-app or by email. Continued use after a change means you accept the updated Terms. If you do not accept a material change, you may close your account before the change takes effect; we will refund any prepaid fees for the unused period.
These Terms are governed by the laws of England and Wales. Subject to any mandatory law of the consumer’s country of residence, the courts of England and Wales have non-exclusive jurisdiction over any dispute. UK consumers may also bring proceedings in the courts of the part of the United Kingdom in which they are habitually resident.