{% extends "public_base.html" %}
{% block title %}{{ BRAND_NAME }} · Pricing{% endblock %}

{% block main %}

<section class="public-section">
  <h1 class="public-section__head">Pricing</h1>
  <p>
    Two tiers. The news aggregator and the hourly macro interpretation
    are free for everyone &mdash; we want the read out where people can use
    it. The paid tier extends the same editorial commentary to the
    specific tickers in a portfolio you upload &mdash; an educational read
    of public data, not advice on whether to hold them.
  </p>
</section>

<section class="tier-grid">

  <div class="tier-card">
    <div class="tier-card__name">Free</div>
    <div class="tier-card__price">&pound;0</div>
    <div class="tier-card__price-hint">Forever. No card needed.</div>
    <ul>
      <li>News aggregator &mdash; auto-tagged by theme</li>
      <li>Cross-asset macro signals across every asset class</li>
      <li>Hourly AI interpretation of the news + the tape</li>
      <li>Per-group cross-asset summaries</li>
      <li>Novice / Intermediate reading levels</li>
      <li class="tier-card__excluded">Portfolio import &amp; analysis</li>
      <li class="tier-card__excluded">Encrypted cloud sync</li>
    </ul>
    <div class="tier-card__cta">
      {% if cu and (cu.user or cu.is_admin) %}
        <a class="btn-secondary" href="/">Open dashboard</a>
      {% else %}
        <a class="btn-primary" href="/login">Sign up free</a>
      {% endif %}
    </div>
  </div>

  <div class="tier-card tier-card--featured">
    <div class="tier-card__name">Paid</div>
    <div class="tier-card__price">Coming soon</div>
    <div class="tier-card__price-hint">Checkout opens with our payments rollout.</div>
    <ul>
      <li>Everything in Free</li>
      <li>Portfolio import (Trading 212 CSV)</li>
      <li>AI commentary on diversification, sector and currency concentration, and macro-regime context for the holdings you upload</li>
      <li>Optional encrypted cloud sync across devices</li>
      <li>Priority email when something material changes (later)</li>
    </ul>
    <div class="tier-card__cta">
      {% if cu and (cu.user or cu.is_admin) %}
        <a class="btn-secondary" href="/settings">Manage account</a>
      {% else %}
        <a class="btn-primary" href="/login">Sign up &mdash; paid unlocks soon</a>
      {% endif %}
    </div>
    <p style="margin-top:14px; font-size:11.5px; color: var(--muted); font-style: italic; line-height:1.55;">
      The portfolio feature does not produce buy, sell or hold
      recommendations. It does not consider your wider finances, debts,
      tax position or objectives. It is not regulated investment advice
      or a personal recommendation under FSMA / FCA COBS.
    </p>
  </div>

</section>

<section class="public-section">
  <h2 class="public-section__head">How the data is handled</h2>
  <p>
    Your portfolio holdings live in your browser&rsquo;s local storage by
    default. The server only learns which Yahoo tickers appear across the
    user base &mdash; an anonymous union, with no link back to any specific
    user.
  </p>
  <p>
    If you opt in to <strong>encrypted cloud sync</strong>, your pie is
    encrypted in your browser with a PIN you choose, then sent to the
    server. We add a second layer of encryption with a key only the
    server holds. We never see your holdings as plaintext, and forgetting
    the PIN means we can&rsquo;t recover it for you. Full details on the
    <a href="/privacy">privacy page</a>.
  </p>
</section>

<section class="public-section public-section--callout">
  <p style="margin:0;">
    <strong>Not investment advice.</strong> Every output here is an
    interpretation of public data &mdash; not personalised advice, not a
    recommendation, and not produced by a regulated entity. Read the full
    <a href="/disclaimer">disclaimer</a> before relying on anything you see.
  </p>
</section>

{% endblock %}